In our modern way of life, saving money has never been easier yet most Americans don’t have enough saved to cover an unexpected $400 expense. When we look at our spending for the month, it can be easy to see where we are frivolously spending money. The easiest way to fix this problem is to … Continue reading Make Saving Money Automatic
As 15 days to kill the spread has now turned into infinite months of lockdown until the virus is exterminated from every aspect of life, we have started to become accustomed to this “new normal”. Like all bad things though, there is always a bright side. With a lot of us working from home, we … Continue reading Saving Money During Lockdown
Having too much cash could never be a bad thing, right? Well, unfortunately too much cash could really be holding you back from building wealth. When we hear about Jeff Bezos or Elon Musk and the billions of dollars they have, we need to realize they have next nothing in cash. Billions of their net … Continue reading Is too much cash a bad thing?
Welcome to Part 3 and my final tip for all you recent graduates...INVEST! Make sure you take advantage of your greatest asset...TIME! I cannot emphasize enough the importance of compounding returns not only on your money but also with yourself. When your in your 20’s, most of you will be in a position to take … Continue reading Finance Tips for College Grads Part 3: Invest
DON'T BE AFRAID TO CLIMB THE MOUNTAIN In my life, there has never been anything more integral to helping me succeed than setting goals. I personally love the quarterly goals calendar. I break down each year into four 3 month segments. Why did I choose a 3-month time frame you might ask? It forces the … Continue reading Setting Goals to Succeed in Life
Welcome to Part 2, the wonderful world of saving. In Part 1 we covered debt and how to manage student loans. Today my goal is to teach you how to optimize your savings and understand the difference between taxable, and tax-deferred accounts. Taxable Savings When you graduate and you’re on your own for the first … Continue reading Finance Tips for College Grads Part 2: Saving
Even in the heart of all the craziness in the world right now, vacation is still on top of mind for a lot of us especially after months of quarantine. Now one thing I need to emphasize is vacation will be different for everyone. Never feel the need to go on vacation to impress anyone … Continue reading Save for a Dream Vacation
So you just graduated and received your diploma but glorious student debt is lurking in the back of your mind. First off, Congratulations! Even with all that is going on in the world right now, take a moment to appreciate your graduation. You’ve put in years of work and you’ve finished the long hard road … Continue reading Finance Tips for College Grads Part 1: Debt